Allianz SE (MEX:ALV N) Scaled Net Operating Assets: 0.04 (As of Mar. 2026)


MEX:ALV N Allianz SE MEX:ALV N
63 GF Score
Price MXN8,128.58
GF Value MXN6,718.91
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Allianz SE Scaled Net Operating Assets?

Allianz SE MEX:ALV N +6.13% 63 Scaled Net Operating Assets is 0.04 as of Mar. 2026. GuruFocus rates MEX:ALV N with a GF Score™ of 63/100 and a GF Value™ of MXN6,718.91 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Allianz SE's operating assets for the quarter that ended in Mar. 2026 was MXN20,838,359 Mil. Allianz SE's operating liabilities for the quarter that ended in Mar. 2026 was MXN19,962,658 Mil. Allianz SE's Total Assets for the quarter that ended in Dec. 2025 was MXN21,595,792 Mil. Therefore, Allianz SE's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.04.

MEX:ALV N
63GF Score
Allianz SE MEX:ALV N
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Allianz SE Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Allianz SE's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(20966330.445-19453155.874)/22811942.822
=0.07

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=21595792.006 - 629461.561
=20966330.445

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=20196892.487 - 735830.129 - 7906.484
=19453155.874

Allianz SE's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(20838358.802-19962657.535)/21595792.006
=0.04

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=21412027.98 - 573669.178
=20838358.802

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=19962657.535 - 0 - 0
=19962657.535

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.04 mean?
Allianz SE (MEX:ALV N) has a Scaled Net Operating Assets of 0.04 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Allianz SE and its competitors.
Is Allianz SE's Scaled Net Operating Assets too high?
Allianz SE's current Scaled Net Operating Assets is 0.04. Overall, Allianz SE has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Allianz SE's Scaled Net Operating Assets compare to BRK.A and AIG?
Allianz SE's Scaled Net Operating Assets of 0.04 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Allianz SE and its competitors. Allianz SE's current Scaled Net Operating Assets is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz SE stock overvalued right now?
Based on GuruFocus' analysis, Allianz SE (MEX:ALV N) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN6,718.91, compared to a current price of MXN8,128.58 — trading 21% above its estimated fair value. The current Scaled Net Operating Assets is 0.04. Allianz SE's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Allianz SE (MEX:ALV N), the current Scaled Net Operating Assets is 0.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allianz SE (MEX:ALV N) Overvalued in 2026?

Based on GuruFocus' analysis, Allianz SE stock appears to be overvalued. The current stock price of MXN8,128.58 is trading 21% above its estimated GF Value™ of MXN6,718.91. GuruFocus considers Allianz SE to be Modestly Overvalued.

Key valuation signals for MEX:ALV N:

  • Scaled Net Operating Assets: 0.04
  • GF Value™: MXN6,718.91 vs. price of MXN8,128.58 (21% above fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the MEX:ALV N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Allianz SE Business Description

Address Koniginstrasse 28, Munich, BY, DEU, 80802
Allianz was founded as a transport and accident insurance firm in 1890 by Carl von Thieme and Wilhelm von Finck, the founders of Munich Re. It took the company five years to expand into Europe and North America and subsequently list in Berlin. After World War I, individuals were confronted with the loss of wealth, life, and security and Allianz founded a life business in the 1920s. In the years after World War II, Allianz's foreign assets were seized, and it lost its foreign business. By relocating its head office from Berlin to Munich in 1948, Allianz began the long road of rebuilding its domestic business. It took 20 years for the company to reacquire its prior foreign interests, starting in Austria. It became the largest European insurer in the postwar boom era.
63GF Score

Get the complete analysis for MEX:ALV N

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN8,128.58
Price
MXN6,718.91
GF Value